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Malta Residence by Investment Programme

Malta, a beautiful island nation in the Mediterranean, is known for its high quality of life, safety, and friendly community. As a member of the European Union and the Schengen Area, it provides easy travel across Europe and a stable, well-connected environment. With the Malta Permanent Residence Programme (MPRP), individuals and families can gain permanent residency in one of Europe’s most sought-after locations, without needing to meet language or physical stay requirements.

About Malta

Malta is a sovereign island nation in the Mediterranean, located between Southern Europe and North Africa. It includes three islands: Malta, Gozo, and the smaller Comino. Malta is known for its historic charm, scenic coastlines, and high quality of life.

With a history that goes back to 5900 BC, Malta has a rich cultural heritage shaped by the Phoenicians, Romans, Byzantines, Arabs, and Normans. Its capital, Valletta, is a UNESCO World Heritage Site and was a former European Capital of Culture. The city offers a unique mix of historical depth and modern style.

Since it joined the European Union in 2004 and the Schengen Area soon after, Malta has become a center for international residents seeking safety, stability, and easy access to Europe. The Malta Permanent Residence Programme (MPRP) allows non-EU nationals to gain permanent residency in Malta. This grants visa-free access to the Schengen Zone and the advantages of living in a respected, well-connected European nation. The MPRP has no language or physical stay requirements, making it a flexible and efficient path to long-term residency in the EU.

  • The capital of the country is Valletta
  • The currency is Euro
  • Current population as of 2025: 546,673
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EUR 110,000

Minimum Investment

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EUR 700,000

Minimum Investment in Real Estate

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6 Months

Time to Residency

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Malta

Schengen Area

Benefits of Malta Residence by Investment Programme

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Visa-Free Travel

Visa free access to the entire Schengen Area.

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Family Eligibility

Applicants can include their spouse, unmarried and financially dependent children under 29, financially dependent parents and parents-in law, with no age limits.

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Renewable Long-Term Residency

The residence card’s validity is five years and will be renewed automatically every 5 years.

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Language-Friendly Environment

There are no language requirements for applicants, and English is one of Malta’s official languages, making integration easier for international residents.

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STABLE ECONOMY

Malta is economically stable, with an A+ credit rating and one of the highest economic growth rates among all EU countries.

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Visa-Free Access

The Malta CBI program allows the holder to travel visa-free and visa-on-arrival to 184 countries, including Europe and the United States of America.

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Low Tax Rate

Malta has one of the lowest taxation rates in Europe with no inheritance tax, no foreign income tax, and withholding tax on interest earned.

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Citizen Rights

Right to live in the Malta and in all other countries in the European Union

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Citizenship

Malta citizens do not need to renounce their current citizenship.

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For Family

Your family members, spouse, parents, and children can be qualified dependents for citizenship.

Malta Residence by Investment Requirements

Malta Residence by Investment

Malta Residence by Investment, Investment Options

The Malta Permanent Residence Programme (MPRP) allows non-EU nationals to gain permanent residency in Malta through a structured investment process. Managed by the Residency Malta Agency, this program offers long-term security, visa-free access to the Schengen Area, and a high standard of living in a stable EU country.

To qualify, applicants must meet the following requirements:

1. Government Contribution Programme

Applicants need to make a non-refundable contribution to the Residency Malta Agency: 

  • USD 37,000 government contribution
  • EUR 2,000 donation to a registered Maltese NGO that supports culture, sports, science, animal welfare, or the arts

These contributions must be made within eight months of receiving the Letter of Approval in Principle.

2. Real Estate Development Programme 

Applicants must invest in qualifying real estate for at least five years. There are two options: 

  • Buy a residential property in Malta or Gozo valued at EUR 375,000 or more
  • Rent a residential property in Malta or Gozo with a minimum annual rent of EUR 14,000

The property must be the applicant’s official residence in Malta for the entire five-year period.

3. Financial Requirements

Applicants must also show: 

  • A minimum net worth of EUR 500,000, which includes
    • At least EUR 150,000 in liquid financial assets

This ensures that the applicant can support themselves and their dependents without depending on Malta’s public assistance system.

The MPRP does not require language skills, educational qualifications, or physical presence in Malta. It provides a flexible and efficient route to European residency for individuals and families from around the world.

Malta Residence by Investment Application Process

The application process for the Malta Residence by Investment is straightforward, and applications are currently being processed in 6 months. The application process can be divided into the following stages:

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Real Estate

Discover everything you need to know about purchasing premium real estate in Malta. Please see our government-approved listings that qualify you for the Malta Citizenship By Investment Program.

Real Estate Investment Options for Malta Citizenship Program

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Minimum Real Estate Investment (in $EUR)

2- 0 %

ROI or Rental Income Opportunity

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Minimum Real Estate Holding Period

Title Deed

Ownership
Type

Canale Law

Legal Basis

The Malta Permanent Residence Programme (MPRP) is governed by Legal Notice 121 of 2021, under the Immigration Act (Cap. 217) of the Laws of Malta. The programme is managed by the Residency Malta Agency, a government body responsible for handling the issuance of residence permits under this framework. The MPRP lets non-EU nationals and their eligible family members gain permanent residency in Malta. In return, they must make a contribution to national development and meet a qualifying real estate commitment, all while adhering to strict due diligence and compliance standards.

Malta Residence by Investment FAQ’s

HOW MANY COUNTRIES DOES MALTA HAVE ACCESS TO VISA-FREE?

Malta residents have visa-free access throughout the Schengen Area.

The Malta Permanent Residence Programme (MPRP) allows non-EU nationals to gain permanent residency in Malta through a structured investment process. Managed by the Residency Malta Agency, this program offers long-term security, visa-free access to the Schengen Area, and a high standard of living in a stable EU country.

To qualify, applicants must meet the following requirements:

1. Government Contribution Programme

Applicants need to make a non-refundable contribution to the Residency Malta Agency: 

  • USD 37,000 government contribution
  • EUR 2,000 donation to a registered Maltese NGO that supports culture, sports, science, animal welfare, or the arts

These contributions must be made within eight months of receiving the Letter of Approval in Principle.

2. Real Estate Development Programme 

Applicants must invest in qualifying real estate for at least five years. There are two options: 

  • Buy a residential property in Malta or Gozo valued at EUR 375,000 or more
  • Rent a residential property in Malta or Gozo with a minimum annual rent of EUR 14,000

The property must be the applicant’s official residence in Malta for the entire five-year period.

3. Financial Requirements

Applicants must also show: 

  • A minimum net worth of EUR 500,000, which includes
    • At least EUR 150,000 in liquid financial assets

This ensures that the applicant can support themselves and their dependents without depending on Malta’s public assistance system.

The MPRP does not require language skills, educational qualifications, or physical presence in Malta. It provides a flexible and efficient route to European residency for individuals and families from around the world.

Applications for the Malta Residence by Investment Programme are currently being processed in just 6 months.

Once the application is approved, the next steps include making the final payments within eight months. Applicants must travel to Malta to submit their biometric data in person. After that, the Maltese Permanent Residence Cards are officially issued. Our team offers ongoing support throughout this process to make sure all formalities are completed smoothly, including help until the residence permit is successfully stamped.

Overview of Malta​

Malta is a charismatic southern European island nation

Malta is a charismatic southern European island nation situated in the heart of the Mediterranean Sea. Known for its rich history, stunning landscapes, and delightful climate, Malta is an attractive destination for tourists and investors alike. The country comprises three main islands – Malta, Gozo, and Comino – covering a total area of 316 square kilometres.

The capital city of Malta is Valletta

The capital city of Malta is Valletta, a UNESCO World Heritage Site characterised by its baroque architecture, impressive fortifications, and vibrant cultural life. Valletta is known for its fascinating museums, historical landmarks, and bustling waterfront. The Maltese islands are famous for their crystal-clear waters, golden beaches, and ancient temples, which attract millions of visitors each year.

Maltese and English are the official languages of the country

Maltese and English are the official languages of the country, reflecting its history as a former British colony. Malta gained independence in 1964 and became a republic in 1974. The nation’s population of approximately 546,000 people is a diverse mix of Maltese, British, Italian, and other Mediterranean influences, resulting in a unique cultural fusion.

Tourism role in Malta's economy

Tourism plays a significant role in Malta’s economy, contributing considerably to the country’s GDP. The nation’s natural beauty, combined with its rich historical sites and diverse recreational activities, makes it an attractive destination for travellers. Other key sectors driving the economy include financial services, online gaming, and maritime services. The official currency is the Euro (EUR).

international organisations

As a member of various international organisations, including the United Nations, the European Union, and the British Commonwealth, Malta actively participates in regional and global affairs. The country is committed to sustainable development and has made substantial progress in areas such as renewable energy, environmental conservation, and climate change adaptation, ensuring the preservation of its natural resources for future generations.

Other Programs We Offer

Passport Legacy is a trusted residence and citizenship by an investment firm recognized for delivering best immigration services globally. Passport Legacy specializing in citizenship and residence by investment programs, comprises internationally licensed lawyers, investment advisors, and immigration experts. Our dedicated team of professionals are recognized for delivering the best dual citizenship, passport and visa services. Trust Passport Legacy to be your reliable partner to support on your path to a successful global future.

Got Any Questions?

Invest in your future with Passport Legacy and unlock a world of possibilities. Connect with one of our client advisors today to book a private consultation and discover bespoke residence and citizenship by investment solutions that cater to your unique needs.

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SINGAPORE REPRESENTATIVES

Daniel Duric - Manager of Passport Legacy

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Brendon Wong - Passport Legacy Representative in Singapore and Philippines

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