Skip to content The Panama Residence by Investment Programme offers investors the opportunity to acquire residence status in one of Latin America’s most stable and business-friendly economies. Through an eligible investment, applicants can obtain permanent residence, with the potential to apply for citizenship after five years.
Like many other programmes, the Panama Residence by Investment Programme is designed to attract direct investment and stimulate sustainable growth within the nation. The programme provides a flexible pathway for investors seeking to expand their global footprint, access new markets, and benefit from Panama’s central position as a regional business hub.
Panama sits in an ideal location between Central and South America. In recent years, Panama has earned the reputation of being a vibrant and rapidly developing nation known for its strong economy and dynamic business environment. It is best recognized for the world-famous Panama Canal (one of the busiest and most important trade routes on the planet) connecting the Atlantic and Pacific Oceans.
Panama enjoys a tropical maritime climate, making it a well-regarded destination year-round for both business and leisure. The capital city, Panama City, is a thriving metropolis with a modern skyline, modern infrastructure, and a reputation as a leading international banking and logistics center. The official language is Spanish, though English is commonly used in business.
Its economy is primarily service based, driven by sectors such as logistics, finance, real estate, and tourism. With its investor-friendly policies, stable governance, and favorable tax environment, Panama has emerged as an attractive destination for high-net-worth individuals looking for residency and long-term investment opportunities in the Americas.
Minimum Investment in Real Estate
Minimum Investment in Panama Stock Exchange
Time To Residency
The right to live, work, and study in Panama
The Panama Residence by Investment Programme offers investors the opportunity to acquire residence status in one of Latin America’s most stable and business-friendly economies. Through an eligible investment, applicants can obtain permanent residence, with the potential to apply for citizenship after five years.
Like many other programmes, the Panama Residence by Investment Programme is designed to attract direct investment and stimulate sustainable growth within the nation. The programme provides a flexible pathway for investors seeking to expand their global footprint, access new markets, and benefit from Panama’s central position as a regional business hub.
The right to live, work, and study in Panama
Strategic access to Central, South, and North American markets. Strong logistics infrastructure, including the Panama Canal (one of the most strategically placed waterways globally)
Applicable to spouses, children under 18, full-time students up to 25, differently abled children of any age, and parents of any age
Pathway to citizenship after five years of residence
A stable, investor-friendly economy with growing real estate and business opportunities
This is not a citizenship, but a regular passport which can be used for travel purposes.
Proximity to key regional markets such as Colombia, Ecuador, and Venezuela
To qualify for the Panama Residence by Investment Programme, applicants must select one of the following investment routes and maintain the investment for a minimum of five years (unless otherwise stated):
Available for citizens of Panama’s designated “friendly nations.”
Investment in a company registered with the Ministry of Environment.
The application process to apply for the Panama residency by investment programme is straightforward, and it may take up to 16 months between initiating the process and receiving the citizenship documents. The application process can be divided into the following stages:
After maintaining residence for five years, investors become eligible to apply for Panamanian citizenship.
Citizens of select Latin American countries and Spain may qualify after one to three years of residence.
Applicants can choose between three primary investment avenues, each offering distinct advantages and opportunities to contribute to the nation’s development:
Everything you need to know about acquiring premium real estate in Greece and linked to the Panama Golden Visa Programme.
Minimum Real Estate Investment (in USD)
ROI or Rental Income Opportunity
Real Estate Holding Period
Minimum of five years
Sole or shared
Ownership Type
The Panama Residence by Investment Programme is governed by Panamanian immigration law and associated investment regulations designed to promote foreign capital inflows and stimulate national development. Applicants are required to comply with all investment and documentation standards established by the National Immigration Service and related authorities.
Applications are typically processed within a few months, depending on the chosen investment route and due diligence clearance.
Applicants may invest in real estate, the stock exchange, or fixed-term bank deposits under the Qualified Investor category, or choose the Forestry or Friendly Nations options.
Yes. Spouses, dependent children, differently abled dependents, and parents of any age can be included.
There are no strict physical residence requirements, although maintaining investment conditions and compliance with Panamanian immigration regulations is mandatory.
After holding Panamanian residence for five years (or one to three years for citizens of select Latin American nations and Spain).
Yes. Panama allows dual citizenship, meaning investors are not required to renounce their existing nationality.
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The country has a diverse cultural heritage, shaped by its long history as a maritime nation, including influences from the Celts, Romans, Moors, and explorers like Vasco da Gama. The country’s modern culture is also vibrant, with a thriving contemporary art scene, culinary traditions, and a bustling nightlife.
Portugal is home to a range of stunning natural landscapes, including beautiful beaches, rugged cliffs, rolling hills, and fertile vineyards. Portugal boasts a diverse range of World Heritage Sites, such as the historic city of Porto, the Douro Valley wine region, and the charming historic centre of Sintra. In addition, Portugal is renowned for its vibrant music, dance, and festivals, including the lively Festa de São João which is held in Porto.
Portugal is a parliamentary democracy and a member of various international organisations, including the United Nations, the European Union, and the Community of Portuguese-Speaking Countries. The country has a stable political climate, and the country is committed to sustainable development, with policies to protect the environment, promote human rights, and support economic growth.
Portugal is a popular destination for tourists, with over 20 million visitors annually. The country’s tourism industry is focused on eco-tourism, cultural tourism, and sun and beach tourism, with visitors drawn to the country’s stunning natural beauty, cultural heritage, and warm hospitality. Portugal is also a significant producer of wine, with the Douro Valley being one of the world’s oldest demarcated wine regions.
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